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Student Travel Loans - FAQs
Don't Miss Out
It's easier than you think to get the money you need to get out there.
Find out how much you can borrow, what you can use it for, how to qualify, and more.
How do I qualify for a MyRichUncle travel Loan?
You can apply three ways:
- In select STA Travel branches: See Travel Advisors here to get started with your loan application*.
- Online: To get started go to http://statravel.myrichuncle.com/
- Over the phone: Call 800-926-5384
How can I use the funds from my MyRichUncle Student Travel Loan?
You can spend your disbursed funds on any education-related expenses, including student travel.
How do I qualify for a MyRichUncle Student Travel Loan?
- You must be enrolled at least half-time at an eligible institution.
- You must be at least 18 years old, or the age of the majority in your state.
- You or a Co-Borrower must meet criteria for creditworthiness.
- You must be a U.S. Citizen; or must be a permanent resident with a valid permanent-resident card; If the student does not qualify, a Co-Borrower or a person borrowing on student's behalf may be necessary.
- An international student must apply with a U.S. citizen or permanent resident as a Co-Borrower.
How much can I borrow?
- Annual minimum of $1500
- Annual maximum of $50,000 or the total cost of attendance at your institution
What is the term (length) of my loan?
- 15 years after the end of deferment and grace period for most loans
- 20 years for Medical, Osteopathic and Dental Loans
| Other benefits of MyRichUncle loans include: |
|---|
| Option to make no payments until 6 months after you graduate: You can defer making payments on your loan not only until after you graduate, but through an additional 6-month grace period as well. |
| Origination fees as low as 0% are available. |
| A .25% interest rate reduction if you choose to have your loan payments automatically deducted from your bank account OR if you make 48 consecutive on-time payments. |
| Full deferment and forbearance options available while the student is in school, working toward a medial residency or internship, unemployed or experiencing an economic hardship, or serving in the military. |
| Visit your local STA Travel branch for more information and to apply for an MRU loan today. Just click the link below to find your nearest branch. |
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Don't Miss Out On:
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Australia Student Travel
Austria Student Travel
China Student Travel
Denmark Student Travel
Dubai/UAE Student Travel
Germany Student Travel
Hungary Student Travel
Japan Student Travel
Latvia Student Travel
Malaysia Student Travel
New Zealand Student Travel
Norway Student Travel
Singapore Student Travel
South Africa Student Travel
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*Additional taxes/fees: sample fares posted on www.statravel.com are per person and include the booking fee. Fares are subject to additional charges including, but not limited to: September 11th Security Fee of up to $5.00 for each flight segment originating at a U.S. airport; Passenger Facility Charges of up to $18, depending on itinerary; Federal Segment Fees of $3.50 per segment; and foreign and U.S. Government-imposed charges of up to $400 per international round-trip flight, depending on routing and destination. STA Travel is the world's largest student, youth and budget travel organization specializing in cheap flights, hotels and hostels, student travel insurance, and the International Student ID Card (ISIC).
